WHAT IS SPECIAL ABOUT UNI-CARE?
Uni-Care is New Zealand’s longest established and
most experienced provider of travel insurance for
international students and visitors to New Zealand.
We understand the cultural needs of international
students and have designed the Uni-Care NZ Student
Plan to help protect against the risks that
accompany travelling and living overseas.
WHAT WILL MY NZ STUDENT PLAN COVER ME FOR AND WHERE
WILL I BE COVERED?
The NZ Student Plan is designed to cover your
unexpected medical costs in New Zealand, and in your
country of originwhen you return on a temporary
basis to visit family. You may also upgrade your NZ
Student Plan to cover visits to countries other than
New Zealand or your country of origin.
THINGS YOU SHOULD KNOW
• Pre-existing medical conditions are not
automatically covered. In some circumstances,
providing a medical declaration is submitted, cover
can be arranged.
• Individual accompanied
luggage items are limited to a value of NZ$2,500
unless specified. An additional premium applies,
equal to 2% of the value of the items specified.
SCHEDULE OF BENEFITS IN NZ$
(per insured person)
NZ STUDENT PLAN |
Medical Expenses including:
Unlimited Medical evacuation,
hospitalisation, surgery, doctors visits and
prescription medicines, dental injury and
pain relief
|
Unlimited | |
Mental illness and counselling. |
20,000 |
Medical expenses for temporary return to
your country of origin
(Cover at home will not exceed 3 months
unless an extension has been approved)
|
200,000 |
Continuing treatment in your country of
origin
(following permanent return home)
|
300 |
Optical cover per year
(applies only to policies issued for 6
months or longer)
|
500 |
Alternative Medical Treatment in New Zealand
per year:
Only if referred by a registered doctor or
specialist
(For treatment administered by
Chiropractors, Acupuncturists, Osteopaths,
Podiatrists, Dieticians, Nutritionists and
Dermatologists)
| |
Additional Expenses including: | |
Luggage and Personal Effects
(maximum individual item value is $2,500) |
30,000 |
Loss of Deposits
(including non refundable Education Provider
fees) |
100,000 | |
Money lost or stolen |
1,000 | |
Repatriation and Cancellation |
Unlimited | |
Expatriation
(return overseas following repatriation) |
30,000 |
Accompanying Relatives
(family emergency travel in the event of
serious illness or accident) |
100,000 | |
In Hospital Personal Cash
($100 per day) |
10,000 | |
Death or Disablement by Injury |
50,000 | |
Funeral Expenses |
100,000 | |
Personal Liability |
2,500,000 | |
Missed Transport Connection |
25,000 | |
Travel Delay |
10,000 | |
False Arrest |
10,000 | |
Hijack Cash
($100 per day) |
10,000 | |
Kidnap & Ransom |
250,000 | |
Emergency Rental Vehicle Return |
1,000 | |
Rental Vehicle Excess protection
(collision damage & theft) |
5,000 |
Underwritten by: American Home Assurance Company
(New Zealand Branch)
Trading as AIG New Zealand,
incorporated with limited liability in the USA
A
Member Company of American International Group, Inc.
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